GOALS
The first questions we ask are:
Where are you now and where do you want to get to?
What are your timeframes for results?
How do you feel about risk?
In order for us to get from A to B we must first understand where you are now. As such, we will ask you for information about your financial situation as it is today. It might be that you have money to invest right now or a portfolio that needs review, or it might be that you have no cashflow but a number of assets that need protecting so that they can provide income for you in the future.
Maybe you’ve just received your first pay cheque or maybe you’re looking to go into business. Irrespective of where you are on life’s journey, it’s important that your financial planning starts today otherwise your future can’t be optimised and indeed, your current position could be compromised.
GUIDANCE
It is not until we have gathered all this information and the necessary documents together, that we are in a position to analyse your situation and provide guidance accordingly.
We will analyse your information to assess your current situation and determine what you must do to meet your goals. Depending on what services we’ve mutually identified, this could include analysing your assets, liabilities and cash flow, reviewing your current insurance coverage, investments or tax strategies.
We will then meet with you again to present our financial planning recommendations based on your goals and the information you’ve provided. We will go over the recommendations with you to help you understand them so that you can make informed decisions. We will also listen to your concerns and revise the recommendations as appropriate.
Once we are in agreement on the next steps, we will sign up the options you have selected and consult your other legal and accounting advisers as required. This ensures that everyone is consulted and informed, and it means that there are checks and balances in place as further reassurance for you.
We will follow up to ensure that the financial plan is working for you and thereafter we’ll be in touch once a year to review the plan.
Of course, if life throws you a ‘curve-ball’ at any stage, we are only a phone call away and always happy to review the plan in the context of any life changes.
GROWTH
At G3 Financial Freedom our goal is to help you achieve exactly that:
financial freedom. Because with financial freedom you have choice.
We know from experience that financial freedom can only be achieved by managing your finances for sustainable long-term growth and we take our financial decision making on your behalf seriously.
This is why it’s so important to really get to know you at the outset, and to establish realistic goals that we both regard as achievable and desirable based on your current position and your risk profile.
Unless there is commitment to the strategy from both parties, we undermine our chances of success and we need you to know that financial freedom is a long term strategy not a short-term fix.
Life is never constant though, and there are always new considerations to be made. At G3 Financial Freedom, we are only ever a telephone call away and we never want you to lose sleep over anything that is worrying you financially. Our Annual Review process provides a structured review system for added comfort and should we ever feel it necessary, we are very proactive in contacting clients if we think a review is necessary outside of these timeframes.
