Why choose G3?

Our Mission

To create financial freedom

Everyone is unique – we want to make a positive difference

How we operate

We are the personal trainers of the financial world.  We walk alongside you through the whole process, providing support, education, clarity, focus, empowering you to take control of your financial affairs.

We guide clients to achieve the CASHFLOW they need when they require it, help them maintain or gain CONTROL financially, to create CERTAINTY for them and their future.

Creating wealth and financial freedom is always personal; so we work with clients to help them uncover their GOALS & then with expert GUIDANCE they will achieve the GROWTH they want. It is about getting the life they desire.

Like a personal trainers, we provide a plan for our clients to achieve their goals and guide them to stay on track. We help make a difference in our client’s financial world, so they can get on with enjoying the rest of their life knowing we are helping take care of their future

Our Values

  • Generous

    We are generous with our time, knowledge and experience.

  • Gregarious

    We enjoy what we do and we want you to enjoy working with us too. Dealing with financial matters can be illuminating, interesting and empowering.

  • Guardians

    We help clients make informed decisions about protecting and growing their wealth.

You should choose us because:

  • The advisers at G3 all have a minimum 25 years of financial services experience
  • All our advisers are Accredited Investment Fiduciaries (AIF®), a designation from the Centre for Fiduciary Studies (www.fi360.com), University of Pittsburgh, USA.  An AIF understands why and how to implement fiduciary practices for clients and the importance of correctly structuring portfolios for Trustees to meet their responsibilities
  • All our advisers have tertiary qualifications and have reached an internationally recognised standard  as a minimum requirement – Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU)
  • We are voluntarily members of the Institute of Financial Advisers (IFA) and as such, adhere to their Code of Conduct and Practice Standards in addition to what is legislated by the Financial Markets Authority
  • G3 Financial Freedom undertakes a voluntary professional practice audit annually
  • We are fee-based advisers and our financial planning and investment advice is always paid for directly by our clients
  • We are not aligned to any investment or insurance provider so you can rest assured you are receiving advice that is purely in your best interests and not that of any other corporate entity

Who we are:

Charlene

Charlene Overell, CFPcm CLU AIF®

Director

I have been part of the Financial Services industry since leaving school in 1984. Over the years in both my business and personal life, I have acquired a passion for helping people to be the best they can. I love challenging myself in all sorts of ways, and within my business, I have the opportunity to challenge my clients’ perceptions and beliefs, guiding them to a strong, independent financial position.

I immigrated to New Zealand in 2005 with my husband and then two young children.  I have been an active Scout Leader at the Te Puna Scout Group where it has been an honour to help the youngsters develop and grow into capable and amazing individuals.  Although I’ve stepped back somewhat these days, the cornerstones of the Scout movement sit comfortably with my own, particularly personal development, community and the wonderful spirit of new adventure.

In 2010 I became an owner and director of G3 and I am proud to work with our team. I often remind myself of the saying by the late Jean Nidetch, founder of Weight Watchers, that ‘It’s choice, not chance, which determines destiny’ – I wholeheartedly agree.

I have worked hard throughout my career to underpin my values and beliefs with a huge range of skills and experience which I enjoy passing on.  I am proud to be a Certified Financial Planner (CFPCM) and Chartered Life Underwriter (CLU): designations earned following a rigorous examination process and certification by the Institute of Financial Advisers.

Email: charlene@g3freedom.co.nz

Jane

Jane Benton, CFPcm CLU AIF®

Director

I have been working in financial planning since 1989. In my first 15 years with a bespoke financial planning agency in the UK, I was responsible for the company’s share-dealing service, processing of life, pension and protection arrangements as well as collating performance statistics for £62m of funds under management.

In 2004 I moved to New Zealand with my three daughters (now all grown up) and married my husband, Richard. I am a Certified Financial Planner (CFPCM) and Chartered Life Underwriter (CLU) and a member of the Institute of Financial Advisers.

Establishing and being a part of G3 Financial Freedom enables me to build long term relationships with clients and provide holistic financial planning advice – something I have always done and love to do. I have a strong technical and working knowledge of the UK Pensions sector and can provide comprehensive advice to UK immigrants considering transfer of their pension funds to New Zealand.

Email: jane@g3freedom.co.nz

Cathy

Cathy Fletcher

Client Services Manager

I have been in the financial services industry since 1990 working for one of the big four Trading Banks. I began as a teller and worked my way through to specialising in home lending. In 2004 I was appointed the Mortgage Broker liaison person for the Bay of Plenty region because of my huge passion for customer service and a ‘can do’ attitude.

For the first 8 years of my working life I lived in Australia progressing through the hospitality industry to managing motels. On return to NZ in 1984 I looked for the next challenge, decided on self employment in Tauranga and bought Le Café with my sister. It was a very successful business and I found it a great way to get to know the local community. Owning Le Café incorporated many of my passions, customer service, people and food and I sold the business successfully in 1987.

I have always recognised the importance of astute financial planning in my working life so it was a obvious choice for me to join Jane Benton and Charlene Overell at G3 Financial Freedom Limited from its launch. The values of the company align perfectly with all of my own – honesty, integrity, straight forward quality advice with a passion for customer service.

Email: cathy@g3freedom.co.nz

The industry in which G3 operates is highly regulated to protect you, our customer. We comply, in fact exceed the requirements of the regulatory bodies. The following links lead you directly to the requirements as stated on these organisations websites.

Financial Markets Authority (FMA):
‘Choosing your adviser’ click here

Institute of Financial Advisors (IFA):
About ‘Professionally Qualified Financial Planners’ – Certified Financial Planner click here
About ‘Professionally Qualified Advisers’ – Chartered Life Underwriter click here

Fi360:
About an ‘Accredited Investment Fiduciary’ click here

In our newsletter archives you will find a wealth of information that will assist you to make decisions and understand G3’s recommendations.

Newsletter Q4 2015 – A Lesson in Listening to So-Called Experts
Newsletter Q3 2015 – Your Children Might Thank You For This, Benefits of Diversification
Newsletter Q2 2015 – Secure Retirement, Buyer Beware
Newsletter Q1 2015 – Active vs. Passive Investing, Budget Table

Newsletter Q4 2014 – What Financial Planners Really Do
Newsletter Q3 2014 – Retire When You Choose, Next 25 Facts on Future of Business
Newsletter Q2 2014 – Losing Value from your Portfolio, 28 Facts on Future of Business
Newsletter Q1 2014 – Prescribed Investor Rates (PIR), Budget Planner

Newsletter Q4 2013 – Living Local, Acting Global
Newsletter Q3 2013 – Family and Friends Loans
Newsletter Q2 2013 – Power of Attorney
Newsletter Q1 2013 – Budget Planner, Making Your Will

Newsletter Q4 2012 – A-Z of Economics
Newsletter Q3 2012 – Protecting Your Business, Your Money in Retirement
Newsletter Q2 2012 – Travel and Insurance, UK Pension Transfers
Newsletter Q1 2012 – Avoiding Investment Bias, Business Risk Planning Case Study

Newsletter Q4 2011 – Who Wants To Be A Millionaire, Succession Planning
Newsletter Q3 2011 – Finance and Fashion, Does Wealth = Money
Newsletter Q2 2011 – Medical advice, Financial Planning Case Study
Newsletter Q1 2011 – Insurance and Disaster Recovery, Financial Data, Financial Planning Case Study

Newsletter Q2 2010 – Financial Advise Industry Changes, G3 Investment Philosophy

G3 is pleased to write for NZ’s media on investing and how to achieve financial freedom. To read click on the links below: