Knowledge Centre

Scams. The more your know, the less they grow
With scams on the rise, there has never been a more important time to be alert.* Make Money Work for
What Is Important About Money To You
Whilst this may be an uncomfortable question to ask yourself, and it can certainly feel awkward when we ask it
Infrastructure Megatrends: The Clean Energy Transition 
Demand for clean energy is ramping up as a majority of countries target 2050 as the year to achieve net-zero emissions. But
How do we ensure we achieve our financial ambitions in life 
Well for sure, there are no guarantees involved with this question and when it comes to financial planning and investing
SPIVA: the surprising results and what it means for you

One of the most persistent debates in the investment industry is whether investors are better to use passive or active

Timeless lessons from decades in finance
One of the major fund managers appearing within our client investment portfolios is Dimensional, and for very good reasons!  Dimensional
Online trading? Check your overconfidence at the door
A question we’ve been asked quite a few times within the last year goes something like this, “So my son
Living with uncertainty
In this webcast, Jim Parker, Vice President communications at Dimensional, provides a fresh perspective on news and markets, as well
The bumpy road to the market’s long-term average
Since 1980, the Australian stock market has rewarded investors with an average return of about 13%.   Annual returns came
5 phrases to use to improve your emotional intelligence and relationships at work 
This article is written by Bill Murphy Jr. Many of us overuse "I'm sorry" when we should be using the
Significant tax changes in place for residential property investors 

We have pleasure in linking you to an article provided by Belly Gully on the changes announced by the government

Time – it’s free, but it’s priceless!

A colleague recently posted a note on his LinkedIn profile, reminding me the value of time.  Take a look at

When The Magic Happens

It’s interesting that in times of adversity, innovation thrives!  Media often shares negative stories that we call ‘noise’, playing on

Trust Act – are you ready for 31st January 2021?

Trust Act changes – whilst we have been aware of modifications and additional obligations that come into force from the

Trust Act 2019 – In or Out?

It really is decision time for professional trust service providers and many will already be ‘in the thick’ of supporting

When It’s Time For A Tune-up

My dad was a mechanic – a pretty good one from all accounts.  That’s him in the photo.  He’s always

Women Are Under Engaged With Financial Planning Despite Wealth Increase

Gender equality has yet to be achieved in terms of financial planning, even though women’s wealth has been growing rapidly

Introducing The Financial Resilience Index

The Research The Financial Resilience Index uses five key financial indicators to gain insight into how Kiwis feel and think

Do NOTHING with your investments………ride the storm…

We have all heard of ‘walls of worry’ and in the investment world, the media and all the hype focus

Hindsight Is 20/20. Foresight Isn’t

Dec 19, 2019 EQUITY INVESTING INVESTMENT PRINCIPLES The year 2019 served up many examples of the unpredictability of markets. The

The Chinese Coronavirus and its impact on Global Share Markets

In recent weeks, concerns have grown about the potential effect of a spreading coronavirus on the global economy and on

Living In Fear Of A Market Downturn?

Maybe we will have a recession, maybe we won’t—but be wary of predictions on how markets will behave. It’s a

BOMAD

Our world in 2019 is full of acronyms.  For a long while we have had SKI (Spending the Kids Inheritance)

Happy 10th Birthday G3

We are now into double digits of being in business and we would like to thank all our clients and

The World Cup Of Investing

It’s been a banner year for New Zealand sport, with a world championship win in women’s netball, the narrowest of

What Dropping 17,000 Wallets Around The Globe Can Teach Us About Honesty

So picture this: You’re a receptionist at, say, a hotel. Someone walks in and says they found a lost wallet

Getting A Pass Mark

Garrison Keillor is a US author who created a fictional town for a US radio show. The town was called

To Be More Productive, Manage Your Time Like An Athlete

How do you focus? Carving out time for quality work has become more challenging as the technology designed to help

Amazing People Doing Amazing Things

We were honoured to be a sponsor again at this year’s Festival of Disability Sport in March and would like

Visualising The Happiest Country In The World

Whatever our woes may or may not be, here in New Zealand, us Kiwis have come out with a pretty

Rental Property or Shares- Which to Invest In

We get asked quite a lot about whether to invest in a rental property for income and future capital gain,

Our Need For Stories

When stock markets were falling sharply late last year, the media was full of analysis of why it was happening

Insurance – Is Cheapest and Easiest Best

We all know that bad news sells and the media seems to love stories from dissatisfied customers when it comes

Recent Market Volitility October 2018

In the first three weeks of January 2018 alone the S&P 500 crossed ten new record closing highs in 13

We Could All Learn Something From Jack Bogle

Jack Bogle, the legendary founder of Vanguard, passed away 16 January 2019 at age 89. He may not be the

The Importance Of Being Independent

Susan B Anthony, who led the fight for women’s suffrage in the United States, once said, “Independence is happiness”. She

Does your NZ family trust have UK tax obligations?

Does your NZ family trust have UK tax obligations? If your family trust has a ‘UK tax connection’ the trust

Learning from Johnny Depp

The 1980s television series “21 Jump Street” launched Johnny Depp’s acting career; “Edward Scissorhands,” director Tim Burton’s dark Gothic fairy

If you’re wondering why you’ve lost friends in adulthood, this is probably why

What a lot of people don’t appear to understand is that the single easiest way to make friends is to

You have to stop cancelling and rescheduling things. Really.

A friend recently returned to his parked car to find it had been sideswiped. Now, every time he calls the

Wine Lovers Guide To Investing

Savouring a vintage wine is one of life’s great pleasures. But often overlooked in the joy of consumption is the

7 Keys to a successful transition to retirement

1. Have a positive attitude towards your future If you have the ability to ‘roll with the punches’, you will

So why do I need Enduring Powers of Attorney?

Many New Zealanders don’t have a Will in place, and of those that do, we find fewer have established Enduring

Extreme Competition in Tauranga

When G3 launched in 2009 we aimed to do it with a bit of a splash and so of course

What are you planning for?

And the winner is … who? Marc Lore was a successful businessman and entrepreneur by pretty much any standard.  He

Market Volatility in the headlines

  ‘How the financial wobble will hit your back pocket’ ‘Volatility now the new norm’ ‘Keep calm and enjoy the

Control what you can and not what you can’t

So the decision has been made and we have a new Prime Minister eager to form our government for the

Is ACC enough?

We are all aware that if we break a leg, fall off a ladder or slip with the kitchen scissors,

The Seven Virtues of Process

‘How’ relates to process. It’s not just what you invest in, but the approach you take to investing. This means

Have you left a bequest when you die?

Whilst we would like to ensure our families are looked after when we pass on, we want to help spark

10 Tips for empowering children to be money smart

Encourage your children to work for their pocket money. When they are old enough, possibly around fourteen, encourage them to

Picking Winners

The media locks in on a particular ‘hot’ sector. In the late 1990s, it was technology.  In the mid-2000s it

Pension Flexibility at 55

In 2015 the UK government introduced a rule that anyone with a UK personal pension could access their whole fund at

Don’t Get Beaten Up!

Everyone wants to beat the market, but the fact is most people who set out to do so end up

Ten Misconceptions about Retirement

Transitioning to retirement is not just about ensuring we have enough money to last, understanding the emotions we’ll experience and

Investors Beware!

How many times do investors think that they or their advisers know which funds or stocks to pick and when

Avoiding Money Problems
How to avoid money problems in our middle years

Spending more money than we earn It is often during our middle years, that we are nearing, or are at,

Family Trust
Is the Kiwi love affair with Trusts over?

We regularly get asked “Is it worth me having a Trust anymore?” As you would expect from a Lawyer, the

Family Trust
Is your Family Trust still relevant?

Has your family trust passed its use by date? After all, there have been some big ones challenged through the courts where

Low/No inflation & – interest rates
Low/No inflation & negative interest rates

Low/No inflation and negative interest rates sound like good news (especially if you are a bank borrower) but things may

Rollercoasters also go down (the reality of investing)

If you want to get really high returns from investing, you have to find the best stocks – well, that’s

5 common investing myths

There are many myths surrounding investing. Below are 5  of the most common ones we encounter at G3:

Buyer Beware, use an adviser for insurance

We seem to be hearing more and more in the media these days, of dissatisfied customers when it comes

A lesson in listening to the so called experts & picking hot stocks

On April 6, 2015, CNBC host and best-selling author Jim Cramer wrote an article: “Jim Cramer’s Picks —

A long term lesson in residential property as an investment

Download the pdf to read: A Long Term Lesson in Residential Property as an Investment

The Hierarchy of Investor Needs

One step at a time. One summer in college I interned at an investment bank. It was the worst job

Investing for success

A recent article I read reminded me of the importance of investors understanding the crucial factors

How do I choose my advisory team?

“The best time to make friends is before you need them”. Ethel Barrymore. Your advisory team will include some or all

Why plan for your retirement now?

“I am living so far beyond my income that we may almost be said to be living apart”. E.E.Cummings. Why

Common Beliefs about insurance

I never claim so why do I need cover? If you never claim then you are one of the lucky ones.