Plans & Pricing

Full Financial Plan

$2500 to $6000 +gst approx

Comprehensive advice plan includes:

Written advice via a Financial Plan

Personal Risk Investment
Estate Planning
Retirement Planning
Investment Planning
Cash flow/Budgets
Debt
Implementation of recommendations

If includes UK/Aus Pension Advice, additional costs dependent upon type and number of pensions.

Risk only plan

Personal $200 - $500 +gst
Business $500 - $5,000 +gst

Risk only plan includes:

Written advice via Risk Management Plan

Analysis of existing cover
Recommendations
Implementations

ACC Review $500 + GST Minimum.

Investment only plan

$1500 to $6000 +gst approx

Investment only plan advice includes:

Written advice via an Investment Policy Statement (IPS)

Investment Analysis
Advice linked to objectives

 

Whole of Life, NZ Superannuation or similar policies $500 for analysis & recommendation on product only. Kiwisaver Advice $500.

UK Pension only + implementation plan

$2,500 +gst approx

Analysis of existing pensions: 

Written advice via a UK Pension Review Plan

Guarantees
Death Benefits
Investment funds
Scheme liquidity
Pros & cons of UK versus NZ
Fee comparison
Future benefit projections & comparisons (modelled)
Consideration of tax issues

Considers: 

Personal circumstances
Recognised Overseas Pension Scheme (ROPS) Recommendation (if relevant)
Risk Profiling
Implementation of recommendations

Additional Pensions quoted individually.

Australian Super Transfer + implementation plan

$1,500 +gst approx

Analysis of existing scheme:

Written advice via an AU Pension Review Plan

Guarantees
Investment funds
Scheme liquidity
Pros and cons
Fee comparison
Future benefit projections & comparisons (modelled)
KiwiSaver review/recommendation

Considers: 

Personal circumstances
KiwiSaver Recommendation (if relevant)
Risk Profiling
Implementation of recommendations

Quoted individually based on type and number of schemes.

Consultancy and/or
Ongoing advice

up to $400 +gst per hour

 

One to one consultancy on any matter you require guidance, support and advice on.

Ongoing advice and services can be charged on a fixed fee one off, monthly or % of funds invested (by mutual agreement).

Ongoing Charges

For ongoing advice, G3 will charge either on an hourly rate or fixed fee basis, or as a percentage of the investment funds under management.  All such fees are disclosed within your written plan, which is specific and tailored to the advice provided to you.  Your agreement is obtained for these fees to be charged before anything is implemented.

G3 Financial Freedom Limited may receive commissions from insurance providers, when life and disability covers are established for you. These commissions vary depending on the type of cover and will be disclosed within your plan.  Commissions may be disclosed as in either dollars or as a percentage. G3 may charge a fee where a client cancels a life, disability or health insurance policy within 2 years of inception. Whether a fee will be charged and the manner in which it will be charged will be advised when the advice is provided.  The fee will be charged by way of an invoice from G3 within 2 months after the policy is cancelled.

Some KiwiSaver schemes pay fees to G3 which will be disclosed within your plan, specific to the advice we recommend to you.

If there are other costs incurred in the process of providing our advice and services to you, e.g. incidentals such as travel costs and photocopying, you may be liable for these however, we will discuss and agree any such costs with you prior to you incurring them.